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Most Q4 budgets get set from the September bank balance. But whether the budget was right gets decided in January, when December's cash is still in transit and the bills arrive on time.
Amazon FBA storage fees roughly triple from October through December 2026. The current rates, the surcharges that stack on top, and how wholesale sellers should size and time Q4 orders around them.
Supplier problems build slowly: a price bump here, a short shipment there, nothing worth stopping for on a normal Tuesday. A 90-minute quarterly audit catches them while they're still a phone call to fix.